Showing posts with label Minnesota seller disclosure. Show all posts
Showing posts with label Minnesota seller disclosure. Show all posts

Monday, March 17, 2014

Selling a Home with Oak Trees or Oak Wilt?

Got Oaks? Trimming trees in the winter is  recommended to prevent OAK WILT!

As a REALTOR® in Anoka County in Minnesota and owner of my own oak-filled acreage, we just had a tree professional swinging from our oaks and taking out a few branches that we were concerned about. It is important to trim trees before May 1 to prevent the spread of oak wilt which is a devastating tree-killing disease.

From time to time I see sellers’ disclosures filled out by homeowners that sort of “pooh-poohing” the problem of infected trees. One seller had a comment that stated,  “oak wilt is common in Anoka County but there are several other varieties of trees on the property that will fill in any loss of oak trees in time.”
No prevention. No removing of dead trees. Just let the hundred year old oaks die and the buyer can deal with it.
In this particular home, I advised my clients that the landscape would be forever changed if one or two trees are infected with oak wilt and not treated or removed quickly and properly. The disease will continue to spread through the several dozen oaks on this 4+ acres of land. The loss of the mature trees would have a significant negative affect the value of the property. With lack of proper treatment it is a certainty that eventually all the towering shady oaks would die.
 

On another seller's disclosure for a home in Chisago County with a small grove of oaks  just started to die from oak wilt, the seller wrote in "oak wilt" in response to the question about diseased trees. No treatment plan, no root cutting to prevent the spread to the hundreds of other oaks on the property. With root cutting and treatment, the other trees on the back acreage could be spared. 

Sellers…Oak wilt has to be addressed when selling an acreage home.

Writing "oak wilt" on the sellers' disclosure is an important first step but sellers must do more than just disclose the problem if they want to sell their home. Buyers want to know what you have done and are doing prevent the spread to other trees. If you have not done anything, buyers have no choice but to assume all the oak trees on the property will die. If your home is surrounded by oaks, a buyer imagines a tree-free landscape in the future…and thousands in expense to remove the trees.  It's pretty doubtful there will be a purchase agreement in most cases. Acreage buyers cross your oak wilt-infested property off their list another property without a second thought.


Here are a few important reminders to prevent the spread of Oak Wilt:
  • To prevent the spread of devastating disease, it is imperative to follow the guidelines for oak wilt prevention. Do not prune, damage or cut down oak trees during the growing season from May 1 through September 30.
  • During the spring and early summer months of May and June, oaks are at especially high risk to this highly contagious, landscape changing disease.
  • Any wood or branches taken down over the winter that is infected with oak wilt needs to remain covered under black plastic and completely sealed until after July 1.
  • During the summer if you sustain storm damage and lose a limb from an oak on your property, immediately paint the wound with black tree paint to seal the wound and prevent exposure to the oak wilt fungus.
What is Oak Wilt?

Oak wilt is a disease caused by a fungus which attacks the central system of the tree from the roots to the leaves. The tree attempts to block the fungus, but also blocks all water and nutrients to the branches and leaves. Eventually, the trees leaves wilt and it dies.

Oak wilt spreads through the root systems of near by trees and by fungus beetles that carry the oak wilt spores from tree to tree. For additional information on oak wilt from the


How to Protect Your Trees

The fungus beetles infect trees that have been recently injured or trimmed. These beetles are very active in the spring and summer months. Oaks should be protected from damage and not trimmed from April through July.

Trim large mature oaks now. As a preventative to spring storm damage, have your large oaks trimmed now so that heavy, dead branches won't fall during tornado season and break other healthy limbs.
Consider Oaks When Planning Construction
  • If you are planning to build on your property in the
    spring, plan the construction process to protect the trees. Discuss the situation with your builder and fence off the trees from the base of the truck to the branches.
  • Be prepared with tree paint and apply immediately to any wounds that accidentally occur.
    Root System Protection
  • If an oak is infected on your property or a nearby neighboring property, your trees could be at risk through their intertwined root system. Oak roots travel up to 50 feet out. The fungus can pass underground from tree to tree.
  • To prevent spread, have the roots cut using a trencher or vibratory plow. The five foot blade severs the roots to protect neighboring trees. Root cutting should be done prior to tree removal. If you want to sell your acreage home and there is oak wilt on the property, address the problem and outline a remedy. Ignoring oak wilt will cause the disease to spread and kill more trees. This will directly affect your property's value.

 
Copyright 2014 www.terieckholm.com

Sunday, November 18, 2012

Essential Paperwork when Selling a Minnesota Acreage Home--Disclosures!

Selling a home requires a bit more paperwork than just a listing contract. There is an important form, the seller’s disclosure, that is essential to complete if you are selling a residential property in Minnesota. There are alternatives for owners who have not lived in the home like bank representatives in the case of foreclosure or the personal representative of an estate, but most sellers do complete this for in its entirety.  

The current seller's residential real estate form is nine pages long. That probably seems like a lot of pages, but if your home was built after 1978 or does not have city water and sewer, there are even more. 

If a home was constructed prior to 1978, the seller must fill out a two page federal disclosure regarding lead based paint. If a home has a septic system, the seller needs to complete a three page disclosure for subsurface sewage treatment systems. And if a home has ever had a well for water, there is a specific three page disclosure for wells. This must be completed whether the well has been sealed or is currently in use.  And a handy-dandy location map is required for well/septic systems too.There is an additional disclosure form if a home has ever been used for the production of methamphetamine, but thankfully, most home sellers do not have to complete that one.
 
So the grand total of required disclosure paperwork for acreage homes in Minnesota is 16 pages—or 18, if built prior to 1978. That’s a lot of paperwork for listing your acreage home but it is essential. More importantly it is essential to that it is completed completely and correctly.
One of my pet peeves is when the well disclosure isn’t properly completed. There simply is no excuse on a recently constructed home

One of the first questions on the form…and probably the most important is, what is the Minnesota Unique Well Number and the depth and type of well. Often this is blank. I understand that most people have no idea of what the exact information is off the top of their heads. But for homes constructed after 1975, this is very simple information to obtain. There is a website and look up tool for wells in Minnesota.

I have a link to the Minnesota Department of Health’s Unique Well Number LOOK UP TOOL on my website so all my clients can easily locate this essential information. Every well constructed since the late 1970's has been tagged with a metal tag and its unique number. The numbers are logged and tracked by the MDH. So even if it is 30 below and Minnesotans are experiencing a horrific blizzard, a homeowner can log on to the website and find the necessary information to complete their disclosure form. (It's soooo much easier to find this time of year!)
Once located, I recommend that sellers print out a copy of the report and attach to the disclosure paperwork because it shows all the necessary well construction details (i.e. who constructed, when, depth, type, etc.) 

HELPFUL TIPS FOR USING THE LOOK-UP TOOL I have noted a few important tips for using this website because it can be a bit frustrating if you are not familiar with it. Here are a few quick tips to simply your look-up experience:
  1. Use Internet Explorer as your browser. The site doesn’t work well with newer browsers like Firefox and Google Chrome. There isn’t a mobile app for this yet either.
  2. Disable pop-up blockers. The map and information will show in a pop-up window and it looks like the site isn’t working if you have pop-up windows blocked.
  3. The information posted will not always show the current owner but the name of the owner or builder that filed the original paperwork.
  4. Sometimes the well will not always be listed by street address but still can be found by looking at the plat map of the street.
Take the time to fill out the form correctly as this is important information for the new buyer. Buyers appreciate when the seller takes the time to put the correct details on the disclosures. It takes a bit of time and research, but in the end, your buyer will have all the information needed to make an informed decision. Since many other sellers leave this information blank, sellers who go the extra mile will make their home stand out from the rest!



Copyright 2012 www.terieckholm.com

Sunday, June 12, 2011

Filling out YOUR Minnesota Seller’s Disclosure Form—What is a Unique Well Number?


The seller’s disclosure form for residential real estate in Minnesota is currently nine pages long. It may seem like a lot of pages, but if your home was built after 1978 and has city water and sewer, there are more. If a home was built prior to 1978, the seller must fill out the two page federal disclosure regarding lead based paint. If a home has a septic system, the seller needs to complete a three page disclosure for subsurface sewage treatment systems. And if a home has ever had a well for water, there is a specific three page disclosure for wells. This must be completed whether the well is sealed or not. (There is an additional disclosure form if a home has ever been used for the production of methamphetamine, but thankfully, most home sellers do not have to complete that one.) And a handy-dandy location map is required for well/septic systems too.
So the grand total of required disclosure paperwork for most acreage homes in Minnesota is 16 pages—or 18, if built prior to 1978. That’s a lot of paperwork for listing your home but it is essential. More importantly it is essential to that it is completed completely and correctly.
One of my pet peeves when showing an acreage home is when the well disclosure isn’t properly completed on a recently built home. One of the first questions on the form…and probably the most important is, what is the Minnesota Unique Well Number and the depth and type of well. Often this is blank. I understand that most people have no idea of what the exact information is off the top of their heads. But for homes constructed after 1975, this is very simple information to obtain.
I have a link the Minnesota Department of Health’s Unique Well Number LOOK UP TOOL on my website so all my clients can easily locate this essential information. Every well constructed since the late 1970's has been tagged with a metal tag and its unique number. The numbers are logged and tracked by the MDH. So even if it is 30 below and Minnesotans are experiencing a horrific blizzard, a homeowner can log on to the website and find the necessary information to complete their disclosure form. (It's soooo much easier to find this time of year!)
Once located, I recommend that sellers print out a copy of the report and attach to the disclosure paperwork because it shows all the necessary well construction details (i.e. who constructed, when, depth, type, etc.)
HELPFUL TIPS FOR USING THE LOOK-UP TOOL I have noted a few important tips for using this website because it can be a bit frustrating if you are not familiar with it. Here are a few quick tips to simply your look-up experience:
  1. Use Internet Explorer as your browser. The site doesn’t work well with newer browsers like Firefox and Chrome. There isn’t a mobile app for this either.
  2. Disable pop-up blockers. The map and information will show in a pop-up window and it looks like the site isn’t working if you have pop-up windows blocked.
  3. The information posted will not always show the current owner but the name of the owner or builder that filed the original paperwork.
  4. Sometimes the well will not always be listed by street address but still can be found by looking at the plat map of the street.
Take the time to fill out the form correctly as this is important information for the new buyer. Buyers appreciate when the seller takes the time to put the correct details on the disclosures. It takes a bit of time and research, but in the end, your buyer will have all the information needed to make an informed decision. Since many other sellers leave this information blank, sellers who go the extra mile will make their home stand out from the rest!


Copyright 2011 www.terieckholm.com

Rent Continues to Rise in Minneapolis & St Paul MN

The September Rent report just released by ABODO shows te average rate to lease a one bedroom apartment in St Paul to be increasing ...