Overcoming REALTOR Phobia--12 Tips for Interviewing a Real Estate Agent

 
I’ll admit it. From time to time I have had trust issues when I first meet a salesperson. Perhaps I have been burned one too many times when an overzealous salesman makes a promise and doesn't deliver.  Maybe it is because I have read too many “scripts” in my own sales career that I am have become cynical to the process. Of course there are good products and sometimes the sales pitch is as genuine as is the person delivering it. But it's tiresome weeding out the good from the bad.  I don’t think I am alone feeling this way. As a REALTOR® I have discovered home buyers and sellers can be afraid of real estate salespeople.
 
Several years ago my teenagers were into reading the melodramatic and very snarky books, A Series of Unfortunate Events.  One of the characters, Aunt Josephine was deathly afraid of nearly everything in her house but she was particularly terrified of the huge picture window with a panoramic view of a cliff, rocks and lake below. Petrified as she was, Aunt Josephine couldn’t bring herself to sell her home as she feared REALTORS® even more.

I found this funny but also very eye-opening. If someone could actually write a humorous novel about a person with “real estate agent phobia”, there probably is more than one person who feels this way. And this could be a clue as to why so many home buyers and sellers trying to go it alone when moving.

It doesn’t have to be that way. Not all REALTORS® work the same way. Being conscious of what potential clients might feel, I try to be open, honest and treat everyone as I would like to be treated. I don’t sell houses; I assist people in the process of finding a home or a buyer for their home. 

Trust is a huge obstacle for many people when choosing someone to work with on a home purchase or sale. The best way to decide whether or not you can work with someone is to spend some time talking with them.  INTERVIEW potential agents prior to signing a contract for buyer or seller representation. If in the interview, you don’t develop a good rapport or "click" with this particular person, move on to the next. The home buying/selling process takes time and it is a more pleasant experience if you like and trust the person you have representing your interests.  But don’t avoid signing a contract and try to go it alone without any representation. Your best protection against a hard-sell sale pitch is having a REALTOR® working with you every through every step of the transaction.  Home buyers are especially vulnerable but once you commit to working with a single trusted agent, the process of buying a home is truly simplified.

12 Questions Interview for a Potential REALTOR®
 
1.     How long have you been selling residential real estate?

2.      Is this your full-time job? Do you have another part-time job or business in addition to real estate sales?

3.      Do you represent buyers or sellers exclusively or will the transaction be a dual agency?

4.      Tell me more about how you work and your business philosophy.

5.     Can you help recommend service providers who can help with financing, inspections, repairs, etc.?

6.     How will you communicate with me? Via text, email, phone or a combination? How frequently can I call you? Do you answer your own phone?

7.     Will I work with you directly or an assistant/team member?

8.     Can I speak with some of the home buyers (or sellers) you worked with most recently?

Additional questions to ask when selling a home: 

9.     How many homes did you sell last year?

10.    On average, how many days does it take you to sell an average home?

11.    How did the final sales prices compare to the initial asking prices of the homes you sold most recently?

12.   How do you plan to market my home? 

 
Copyright 2014 www.terieckholm.com

Home Buying Questions Answered: How Much Earnest Money Do I Need?

Writing an offer on a home is an exciting time whether it is a first time buyer or someone who has purchased a home previously. Going through the offer raises many questions, one of the most important is about earnest money and how much should be written into the offer.  So what exactly is earnest money and how much does a homebuyer need?

Today’s Real Estate Term is:

Earnest money The funds that a buyer submits with their offer or purchase agreement to demonstrate to the seller their seriousness about buying the property. It should be an amount sufficient enough to indicate to the seller that the buyer will not walk away from the deal without good reason. It is not the same as a down payment. If your offer on the home is accepted, the earnest money check will be cashed and placed into a broker’s trust account. The funds will go toward the purchase price of the home.

HOW MUCH Earnest Money Does a Buyer Need? In Minnesota, most sellers expect to see a minimum of 1% of the sale price of the home but that has been increasing. Often sellers want the buyer of their property to have a bit of skin in the game. This is especially true with new construction where up to 5% or more could be required.

It is very important to keep in mind if the offer is accepted and the check for earnest funds will be cashed and held in a broker's trust account. If for some reason all contingencies are not met or a situation arises where the sale does not go through, the buyer does NOT automatically receive a refund of the earnest money. But the seller will not automatically get to keep these funds either. In the event of a cancellation, the buyer and seller must reach an agreement to cancel the contract which will outline the disbursement of the funds.




Copyright 2014 www.terieckholm.com

10 Homebuying Tips when Looking at Vintage Homes

There is nothing that compares to the architecture of a historic home. A turn of the century home often was designed and constructed with unique rooms, window sizes, dormers, front porches, attics, stone fireplaces and hand crafted woodwork are sought after by many. Finding an affordable vintage home to purchase that  has been properly maintained with authentic details intact can be challenge. Sometimes the search can take a home buyer across the Twin Cities metro area from Summit Avenue in St Paul to homes along the St Croix in Stillwater to quaint neighborhoods in North St. Paul and Chisago.

Surprisingly you can find vintage homes in every style and price point throughout the north and east Twin Cities Metro. Whether you seek a lovely old duplex, traditional two story or highly sought after mansion (the original executive home), there are some key considerations in purchasing a vintage home.

Updated with Style—Not current style but did the updates reflect the style of the era when the vintage home was originally constructed. If the updates to the home do not blend well with original home, the value of the home can be compromised.

Upgraded Plumbing and Electrical—If the furnace resembles and octopus and you need fuses for the electrical panel, there will be major updates required to the home at some time in the future.

Charming Windows—Decorative leaded glass and stained glass windows are beautiful. Many vintage homes will not only have beautiful window details but often there will be odd sized windows too. While this adds to the charm, it costs to have custom windows replaced.

Odd Sized Doors—Just like with the windows, often doors are not a standard size. This can lead to additional expense when repairing and/or replacing a door as it will have to be cut to measure.

A Good Foundation—When homes were constructed a century ago, there wasn’t a building code or city inspector. Often a corner of a home would be a “root” cellar without a foundation wall or floor. Sometimes the builder would just skim a thin layer of cement over the wall to make it look nice rather than use cement blocks. Though they have stood for decades, walls can deteriorate over time.

 
Garages and Sheds—Very few families owned cars or the lawn equipment we require today so when vintage houses were constructed there often weren’t garages. Look closely at any older detached garage as many can be unstable. Finding a vintage home with an attached garage means it was probably added on as a remodel. If this is the case, make certain it fits well with the existing structure of the home.

Closets—Homes in the early 1900’s were insured by the number of doors so bedrooms were often constructed without closets. Some closets or dressers were added later under the eaves in the upstairs of a home. Because people did not have the extensive wardrobes that we have today, closets were much smaller than what is expected today.

Original Hardwood—Properly refinished and maintained, vintage hardwood can be a one of the most beautiful features of the home. How do you check to see if the flooring is hardwood ? If the home has carpeting, look at the floor inside a closet or at the edge of the floor under a vent for clues as to what the flooring is like below.

Fireplaces and Chimneys—While beautiful and a focal point, be certain to have any original brick or stone fireplace inspected by a professional chimney expert prior to purchase. Over time bricks can loosen and linings crack which can be costly to repair.

This list is not all inclusive but a starting point of things to consider when searching for a vintage house to call home. The charm of a historical home is that it was handcrafted to be full of charm and not necessarily perfectly constructed.

 
Copyright 2014 www.terieckholm.com

Payment Assistance for First Time Home Buyers in Minnesota

Summer is almost here and wouldn't it be wonderful to enjoy a barbeque in your OWN backyard? Interest rates are still very good but what if you don't have a down payment? If you are thinking of buying a home in Ramsey County, there might be a chance to make your dream home a reality. First time home buyers in Ramsey County have amazing, but often overlooked opportunities with first time buyer funds. If you qualify under the specific qualifying guidelines you could take advantage of down payment assistance and access to newly remodeled homes in Ramsey County. It is very important to find a loan officer or mortgage broker that knows all the details of the programs to take advantage of these unique opportunities.

Minnesota Down Payment Assistance

There is an excellent program for down payment assistance available in the Ramsey County area. Ramsey County includes the communities of St. Paul, Maplewood, Roseville, Shoreview, New Brighton, Little Canada, North St Paul, Vadnais Heights and White Bear Lake. The Minnesota Housing Finance Agency offers a program called StartUP which can be used for either up to 3% or $3,000 worth of assistance. This StartUP down payment assistance is a second mortgage on your home but has no interest and requires no payments until you pay off the home. One of the unique features of the funds in this program is that it can often be used in addition with other assistance programs.

Down Payment Assistance through Ramsey County

Ramsey County offers another great down payment assistance option for Minnesota first time home buyers up to $10,000. The FirstHome assistance program can be used with many loan programs such as VA, FHA, and conventional loans. The program can also be used with the StartUP assistance from Minnesota Housing if you qualify. Like all other programs Ramsey County has certain qualifications that the Ramsey County first time home buyer must meet. Meeting with an loan officer familiar with the program for your pre-approval is essential as they can help you determine if you are eligible for the Ramsey County FirstHome program.

Neighborhood Stabilization Program in Ramsey County Qualified homebuyers also have an opportunity to purchase newly remodeled and rehabilitated Ramsey County homes. These homes are amazingly updated and give the first time homebuyer a perfect start to home ownership. They are reserved only for first time buyers that meet the income guidelines outlined by the Ramsey County program. Several of these homes come on the market every year in communities throughout the county.

Homebuyer Classes are Required in Ramsey County

Most of these programs for down payment assistance will require that you attend a class for first time home buyers called the Home Stretch Workshop. Don’t worry…these are not like high school classes. There is no test at the end. They are fun and very informative.

You will need to plan for a full day of classroom training. There are many dates available to accommodate home buyers schedules including evenings and weekend options. Verify that the workshop you register for will satisfies both the state and local community program guidelines if you are using more than one program. 

Ramsey County down payment assistance programs can be used with a variety of mortgage loans. Most typically they would be used with an FHA loans to help with the 3.5% down payment. However, if you already have a sizable down payment but need some help getting to 20% down to eliminate the need for mortgage insurance, it is possible these programs could help if you meet the income restrictions.  If you are a veteran, these programs can also work with a VA loan if you meet the qualifications.

Information about Ramsey County

Ramsey County is one of the eleven counties in the Minneapolis/ St Paul metropolitan area. It is the home to the state capital of Minnesota, St. Paul. With a population of over 500,000 it is one of the most densely populated counties in the state if not the entire U.S. First time home buyers  in Minnesota can benefit from the Ramsey County First Home program with down payment assistance up to $10,000.

First Step In Buying a Home: Get Preapproved!

For most Minnesota first time buyers the next question is, where do I start? Your very first step towards buying your first home is to get pre-approved for a first time buyer's mortgage. Contact me and I can direct you to a local loan officer that understands and is approved to work with these special programs. Your mortgage partner will counsel you through the pre-approval process and help determine which programs you will qualify for. Once you know exactly how much you qualify for, we can start a home search in a price range with payments well within your budget.

 
Copyright 2014 www.terieckholm.com

More than 10,000 Lakes but NONE are Safe for Spring Swimming!

In the Land of 10,000 Lakes it is hard to resist the temptation of the water on a warm 80 degree spring day. But no matter how refreshing the water may appear, all Minnesota Lakes are all too cold for swimming in the spring.  

With this years extremely cold, record breaking spring temperatures, it might be a bit longer before a plunge in a northern lake is safe. We will often experience an occasional May temperature where the mercury rises as high as a sultry July day, making the water in those 10,000+ lakes look very enticing. But beware. In order to swim safely, the water temperatures need to be at least 70 degrees. Most Minnesota lakes do not reach a 70 degree temperature until late May. Some lakes in the northern part of the state may not get out of the 60's all summer season!

It is important for residents and visitors to our great state to understand the affects of hypothermia and cold water are not limited to the falling through ice crusted water in the winter. Spring temperatures in a Minnesota lake or river are just as problematic. Knowing the exact temperature of body of water is essential before taking a dip to cool off to determine how long a person can safely swim outside. Keep in mind, a low lake water temperature will affect children more quickly due to their smaller size. Their bodies will not be able to withstand the cold temperatures as long as an adult can.

Coldwaterwarning.com is a website developed in memory of Brian James Jacobson, a young Minnesota boy who died on April 30, 2004 when he chose to swim in a cold Minnesota lake. He was a healthy 9 year old and good swimmer. It is believed his abilities were completely stalled in the frigid water. This is a sad reminder of how dangerous cold water swimming can be. 
 

Minnesota has thousands of beautiful lakes within its borders. But be forewarned, the inviting beauty is best enjoyed from the shore or the safety of a boat until the water has warmed sufficiently for safe swimming. 


 
Copyright 2014 www.terieckholm.com

Life on a Minnesota Wetland--Affordable Beauty and Privacy!

The legendary 10,000 lakes in Minnesota are why so many people want to buy homes in our beautiful state. Yet lakeshore homes can be very pricey. Sometimes buyers want something beautiful and natural but not too expensive. A great option can be a wetland property. Wetland or marsh doesn't sound as attractive as lakeshore. It can often lead to the question, Is buying a home with environmental lakeshore a good option or a huge mistake?

As a REALTOR who works primarily in the north Minneapolis/St Paul metro, I often educate buyers on the benefits of wetland homes. There are many acreage properties in Anoka, Chisago and Washington County areas on marshland or wetland as well as lakeshore. 
From White Bear Lake to Wyoming and throughout the communities of Hugo, Lino Lakes Centerville, Ham Lake and Blaine, there are acreage properties abutting wetlands and natural environmental lakeshore. Many Minnesotans seek out these properties  because of the size of the acreage and find them very desirable. But as with any purchase, opting to live on a wetland is a personal preference.

So how do you decide if a marsh, wetland or natural environmental (NEDS) lake home is for you? Take time to consider some of the positives and negatives.

Positives:

Wildlife—White-tailed deer, raccoons, turtles, ducks, loons, cranes, hawks, eagles, and a host of other animals have been spotted living near Minnesota wetlands. In the spring there can even be a bear or coyote wandering along the shorelines.
Privacy—Whether the wetland is 20 acres or 200, it cannot be built upon so a property with a wetland or NEDS lake shoreline will limit neighbors.
Affordable—NEDS lakeshore and wetland properties are significantly less costly than lakeshore on a full use recreational lake.
Activities—Though there could be some limits on the use, wetland ponds, environmental lakeshore and NEDS Lakes have been used winter skating, summer canoeing or kayaking and more depending on the water depth.

Negatives:

Mosquitoes—Yes, wetlands are known to attract summertime pests like mosquitoes and deer flies.
Drainage Issues—If the home is on a smaller lot, the owner must pay special consideration to the foundation. A drain tile system and sump pump can be the best solution. Homes with private septic or sewer systems might have special DNR (Minnesota Department of Natural  Resources) or city point of sale requirements and additional criteria for a new installation if the system were to fail.
 
Copyright 2014 www.terieckholm.com

Lakeshore Dreaming? Ice Out is Here—Time to Start Shopping

With today’s April shower, there is no doubt that the ice on lakes throughout the north and east Twin Cities metro will drop. Ice out is when the ice finally drops to the bottom of the lake and in Minnesota that also means, the for sale signs start going up.

If you have been dreaming of living on one of Minnesota’s 10,000 lakes, consider the north metro. There are options that will fit almost any budget from fixer-upper cabins to high end executive homes.  I took a quick look at the MLS today and there are nearly a hundred options for the would-be lakehome owner.  Most are on full recreational, multi-use lakes like Coon Lake in Anoka County or Forest Lake in Washington County. Surprisingly these properties are often available at prices comparable to homes without a shoreline. 

How can Minnesota lakeshore be so affordable? It appears that prices are not rising on lake properties as quickly as in other categories. From what I have seen, prices are stagnant or in some cases lower than last year.  While on the whole the housing inventory is down, this is not the case for lakehomes. There has been an abundance of these shoreline beauties every spring and summer which has been keep prices affordable.

 
Copyright 2014 www.terieckholm.com

6 Spring Home Maintenance Tips for your Honey-Do List!

Yesterday was the warmest Minnesota day so far in 2014. In fact, it was the warmest day since mid-October of last year! It finally feels like spring is here. Soon many homeowners in the Minneapolis/St Paul metro will be starting "honey-do" list of spring projects. Keeping your home in tiptop shape is essential in maintaining your property’s value. Even if you don’t intend to sell your home this summer, there are a few essential things to check, repair and or replace after a long winter.
 

As a Minnesota REALTOR®, I see often see homes that have not been properly cared for. Throughout Anoka County, Chisago County and northern Washington County, the areas where I work extensively, I have seen houses with interior ceiling damage from leaking roofs, severely cracked driveways and worn out decks that are frankly too scary to stand on.

Surprisingly, some of these properties are not foreclosures or distressed sales. Some sellers just don’t want to make repairs prior to selling for a homebuyer’s benefit. But since they deferred all the maintenance for several years, they are faced with having to make thousands of dollars in repairs in order to sell for top dollar. Not making the repairs means being priced to compete directly with distressed properties selling at thousands less. Neither choice is appealing to a home seller.

With hindsight being 20/20, many of these property wish they could turn back time and keep the home in better condition all along and enjoy the benefits of a well maintained home. There is less sticker-shock if  you assess your property on an annual basis and make necessary repairs as required rather than all at one time just prior to selling.

Here are 6 spring maintenance tips that will not only beautify your home, but also aid in retaining your home’s value for years to come:
 
Roof—Walk around the exterior of your home with binoculars if necessary and check for any missing shingles that may have been blown off during a winter storm. If any shingles are missing or you see other concerns such as curling or broken corners, bring in a contractor to assess the situation. Make repairs promptly to avoid water damage to the interior of your home.

Siding—Power wash debris buildup from vinyl or aluminum siding. Buildup can stain siding overtime. Be thoughtful of where you place your sprinklers and BBQ grill. Iron rich water can cause staining and a hot grill near vinyl siding will cause it to melt.

Deck—Check for any settling or worn boards on your deck. Pay special attention to any steps as damage often occurs in the corners where wet debris can collect and rot the wood. If the supports of your deck appear to be pulling away from the home or if the boards are weather-worn, have it reviewed by a professional before that first summer barbeque.

Paint & Stain—Did the harsh winter sleet, snow and ice cause the paint or stain on your siding, trim or deck to start to peel? Make repairs promptly to minimize damage to wood below.

Gutters—Gutters filled with leaves? Take the time to clean out to prevent water backups. Keeping water away from the foundation is the best way to keep water out of your basement. If your gutters are clogged, they cannot do the job and the rains will pour right over the clogged-gutter’s edge near the walls of your home. Consider adding screens or guards to prevent leave buildup in the future.

Driveway—This past year’s brutal winter with its deep was especially tough on roads throughout the metro. Your asphalt driveway might have taken a beating too. Cracks and holes need to be filled or they will get worse. It is recommended that blacktop driveways also be seal-coated every 2 years and possibly more often if located in an open area with long term sun exposure.

 
Copyright 2014 www.terieckholm.com

Does a 666 Address affect the Value of a Home?

As a REALTOR® who works in the north and east Minneapolis/St Paul metro, one of my favorite things to do is provide people with a comparative market analysis of their home. I work hard to get the price right whether it is for a single family home, an urban condo, a hobby farm or property with a lakeshore view. Getting the price right is imperative to selling quickly in any real estate market.  But every once in a while a house will come along that is affected has an unusual stigma. The most common is what I call the "Busy Road Factor".  It is just what it sounds like.  The home is by all accounts a great property but it is located on a busy road. This situation dramatically affects the number of interested buyers because most people avoid living on busy roads.

I drive thought Anoka, Ramsey  & Washington Counties on a regular bases. As a real estate agent, I tend to take many of the same major roads day after day. Of course I notice the for sale signs that pop up along these roads. Often a sign goes up and then 6 months or a year later the sign is switched out on the same house when they try a new real estate agent…sold signs go up slowly along busy roads. A home seller is literally dead in the water before the house is listed if they do not account for the negative impact the road will have on their sale price.  But what other things affect price that are not quite as obvious. How about an address?

Recently, homeowners in Spring Lake Park, Minnesota paid to have their house number changed from 666 to the less eyebrow raising number 668.  This got me thinking about whether or not homes sold slower with these unusual digits. I decided to run a search for sold homes with this infamous address. I wasn’t too surprised that this was not a very common address. Of the handful of 666 addressed homes that were sold in the past few years, the properties didn’t linger on the market for more than a few days or weeks. Almost all were foreclosures…that is a sign or coincidence, depending on your level of superstition.

"Location, Location Location" is the real estate mantra. If your home is located on a busy road, you cannot change it the same way you can petition to change your address. The best you can do is change the selling price. In order to sell, you need to factor in for the busy road. This will mean pricing your home significantly lower than all other homes on the market with similar features to attract buyers.
 
This phenomenon does not only affect properties on busy roads! There are other undesirable location situations that are very tough sells when the market is good but become next to impossible when there are many homes for the buyers to select from.  These unwanted locations include properties which are next to or near the following:

•     Cemeteries
•     Industrial Parks
•     Huge Power Lines/Transformers
•     Gas Pipelines
•     Landfills
•     Airports
•     Prisons
•     Flood plains
•     Train Tracks
•     Shopping centers
•     Gas Stations
•     Open Land either for sale or not that has undetermined development potential
•     Gun ranges
•     Auto Salvage Yards and other disposal businesses

Tips for Dealing with the Busy Road Factor to get your home SOLD

1.     Be Realistic. Don't ignore the elephant in the room. Set your price reflecting the undesirable location
2.     Best Foot Forward Make sure everything else regarding your home is a positive. Make any and all repairs, stage the home and market its unique positive features.
3.     Work with a Professional REALTOR® An experienced professional real estate agent can assist you in pricing your home correctly factoring in all adverse conditions.
4.     Be Ready to Negotiate. When buyers submit a purchase agreement for review, don't pass on a low offer. Counter and try to reach terms that are acceptable for both parties.
5.     Be Patient. In most cases, a property affected by the Busy Road Factor, will required twice the market time compared to the average home.

 
Copyright 2014 www.terieckholm.com

Completing a Minnesota's Home Seller Disclosure--What is a Unique Well Number?

Every time I do a listing on acreage I fear for my sellers getting writer's cramp with the amount of pages they need to complete. In addition to the Minnesota's seller’s disclosure form for residential real estate which runs about 9 pages, there is a 3 page well disclosure and another 3 pages to disclose anything and everything known about the private sewer or  septic system plus the handy-dandy location map to note where the well/septic are located. Add in the federally required lead based paint disclosure if the home was constructed prior to 1978 just for fun.  Plus there's a form that must be completed if the property was ever used for the production of methamphetamine, but thankfully, most home sellers do not have to complete that one. This makes the grand total of required disclosure paperwork for most acreage homes in Minnesota to be 16-18 pages. That’s quite a bit of writing but it is essential when selling your home...and it needs to be completed correctly.

I counsel my clients selling homes on acreage to complete their disclosures in detail because interested buyers need to know the correct information. When it comes to the well disclosure, it is very easy to complete properly if the home was constructed in the last few decades. This information is online and has been for years. Sadly, many sellers don't know how to look up their well, so often the forms are incomplete. 

How do you find your Minnesota  Well?  If the well on you property was constructed after 1975, use the Minnesota Department of Health’s Unique Well Number LOOK UP TOOL Every well constructed since the late 1970's has been tagged with a metal tag and its unique number. The numbers are logged and tracked by the MDH. The tag gives the number but not the depth of the well and it can be difficult to read. I recommend to my sellers to use the well number look up tool, print the report and attach it to the disclosure.

Once located, I recommend that sellers print out a copy of the report and attach to the disclosure paperwork because it shows all the necessary well construction details (i.e. who constructed, when, depth, type, etc.) 

HELPFUL TIPS FOR USING THE LOOK-UP TOOL I have noted a few important tips for using this website because it can be a bit frustrating if you are not familiar with it. Here are a few quick tips to simply your look-up experience:

1. Use Internet Explorer as your browser. The site doesn’t always work well with newer browsers like Firefox and Chrome. There isn’t a mobile app for this either.
2. Disable pop-up blockers. The map and information will show in a pop-up window and it looks like the site isn’t working if you have pop-up windows blocked.
3. The information posted will not always show the current owner but the name of the owner or builder that filed the original paperwork.
4. Sometimes the well will not always be listed by street address but still can be found by looking at the plat map of the street.

Take the time to fill out the form correctly as this is important information for the new buyer. Buyers appreciate having all the correct details on the disclosures. It takes a bit of research, but in the end, it will give a buyer the information they need to make an informed decision. Since many other sellers leave this information blank, homeowners who go the extra mile will make their property stand out from the rest!

 
Copyright 2014 www.terieckholm.com

Speechless Sunday (Almost) Thinking Spring!

The unexpected temperatures nearing 60 degrees this afternoon in my Anoka County backyard are making me think that our crab apple blossoms may actually bloom soon. Spring is here on the calendar and warmer temperature have the real estate market really heating up. Buyers are out, but the housing supply is limited right now throughout the Minneapolis/St Paul metro. This is giving home sellers the upper-hand right now but only until the spring housing supply catches up. If you were waiting until spring to list your home, now is the time!

 
Copyright 2014 www.terieckholm.com