Friday, July 27, 2007

Linwood Minnesota Real Estate Marketing Statistics for First Half of 2007

The Linwood real estate market in southeast Anoka County has experienced a slowdown but homes are still selling. Per the St. Paul Area Association of Realtors, sales for the 13 county Twin Cities area are down 16% in the first half of 2007 compared with sales in the first half of 2006. The average home price fell 2%.

This mid-year update for Linwood real estate reflects the sluggish market with many existing home listings and a longer than average days on market (DOM). Though existing home inventory is high, homes are selling in the lower price ranges. There were very few homes sold in prices above $400,000 in Linwood. Linwood homes have an average cummulative DOM of 148 days. This statistic looks promising as it is lower than the overall average DOM in surrounding communities but almost all Linwood sales have been for lower valued homes which due tend to sell a bit more quickly. For reference to other areas in the northeast Twin Cities metro, Ham Lake has a cumulative days-on-market statistic of 208 days; Lino Lakes is173 DOM and Forest Lake is 168 DOM.



(Click here for complete Ham Lake Statistics.)
(Click here for complete Lino Lakes Statistics.)
(Click here for complete Forest Lake Statistics.)

The following are statistics of current single family residential market activity in the Linwood area for the first six months of 2007.

Under $300,000~ 36 Active Listings, 4 Pending Listings, 17 Sold Listings; Average Cumulative Days on Market for Sold Listings: 141

$300,000-400,000 ~ 11 Active Listings, 1 Pending Listings, 3 Sold Listings; Average Cumulative Days on Market for Sold Listings: 183
$400,000-$500,000 ~ 4 Active Listings, 0 Pending Listings, 0 Sold Listings; Average Cumulative Days on Market for Sold Listings: N/A
$500,000 and Up~ 7 Active Listings, 0 Pending Listings, 0 Sold Listings; Average Cumulative Days on Market for Sold Listings: N/A
Lakeshore available in Linwood:

16 Active Listings, 1 Pending Listings, 1 Sold Listings during first half of 2007.

Linwood lakeshore price range: $ 134,900-$1,149,900.

3 Homes on Fawn Lake Lake
7 Homes on Martin Lake
5 Homes on Linwood Lake
1 Home on Typo Lake


**All Statistical information based on information from the REGIONAL MULTIPLE LISTING SERVICE of MINNESOTA, INC. for the period of 1/1/07 through 6/30/07.

Featured Listings in Anoka County:

Articles on Lakeshore and Minnesota that might be of interest:
If you are relocating to Minnesota, are looking for Homes for Sale in the north and east Twin Cities metro area and need help from a professional Realtor, give me a call or visit my website for a FREE Relocation Packet. I specialize in acreage properties! Serving Anoka, Chisago, Ramsey and Washington Counties in Minnesota.
Copyright 2007 www.terieckholm.com/

Saturday, July 21, 2007

Twin Cities Forecast Calls for Excessive Heat--Dial 211 for Safety Tips

The summer heat will be cranking up again in the Twin Cities area this next week. Starting tomorrow a 7-10 day stretch of extreme heat 90+ is forecasted for the Twin Cities.

The United Way wants to get the word out that assistance is just a phone call away. For tips on how to deal with the heat, residents of the Twin Cities metro can dial 211 on a land line to be connected with the First Call for Help information line. Operators are trained and ready to answer callers’ questions on where they can go for to escape the heat, what are the symptoms of heat stroke and tips on the best ways to cool off. Stay cool and stay safe in the heat!
Cell phone user? Call 651-291-0211.
And don’t forget that kids and pets should not be left in hot vehicles in this weather…Cars heat up very quickly and can be deadly!
If you are relocating to Minnesota, are looking for Homes for Sale in the north and east Twin Cities metro area and need help from a professional Realtor, give me a call or visit my website for a FREE Relocation Packet. I specialize in acreage properties! Serving Anoka, Chisago, Ramsey and Washington Counties in Minnesota.

Copyright 2007 www.terieckholm.com/

Friday, July 20, 2007

Weighty Issue for Today’s Home Seller--Make Sure Your Scale isn’t Broken!

A few years back there was a weight loss contest at our Keller Williams Premier Realty office in Vadnais Heights, Minnesota. It started as a way for people to inspire each others weight loss and help keep to New Year’s resolutions. A scale showed up in the office bathroom for participants to track their achievements. Though not a part of the contest, I stepped on that scale now and again. I hated that dumb scale…It seemed to weigh heavier than my scale at home by about five pounds or so. I didn’t like the numbers, so I avoided the scale.

Last week, I decided to give the office scale one more chance…I have been cutting back for the past few days. Maybe the scale could be my friend after all. Well, low and behold, the scale was my friend! So friendly in fact, that I weighed a whopping 50 pounds less than I had weighed on my scale at home this morning! For a split second, the sun was shining brighter, birds started singing; everything was right in the world!

Reality Check….This is the office scale. Somebody who didn’t like their numbers had probably kicked the darn thing against the wall after their weigh in. The Scale was BROKEN!! I knew this on an intellectual level; but on another unrealistic, basic feel-good level, I wanted to believe the incredibly low numbers that I haven’t seen my pre-teen years.

The euphoria of an unrealistic weigh-in was very short lived.
A broken scale may give me a number I want to see, but not the number I need to know.
As I drove off to a listing appointment, I started to think about how some home sellers really prefer the unrealistic numbers of a few years back. They use a “broken scale” by measuring their home’s value by their neighbors’ sale price or a two year old appraisal. Some seem to think that they should get double the return of every penny spend on a remodeling project. And those who interview several agents and compare the competitive market analysis’s (CMA’s) will often choose the agent with the values their home the highest without question.

It’s time for a Reality Check. As a Realtor, I work diligently to get good numbers, to be your scale and weight the value of your home appropriately and correctly. In this market many people do not like the numbers. If you don’t have to move, you don’t have to get on the scale. If you are not moving in the next few years, don’t worry about the value of your home. The numbers will be different when it comes time for you to sell. Properly maintain your home it will retain a good market value.

Those have to move must step on the realty reality scale today. Due to a job relocation or change in family or financial situation waiting out the market is not an option. These sellers must be realistic when they step on the CMA value scale no matter how ugly the number is. They have to cut back on the junk and declutter their homes. They need workout hard to prepare the home for sale by making any and all repairs that potential buyers will find concerning. And they must have a proper realistic weigh-in with an accurate CMA from a professional Realtor. Take off the rose-colored glasses and listen to the professional advice of your real estate agent to get your home ready to sell and properly price your home from the start. Using a broken scale is not an option if you want to sell your home.
Other articles on Selling Your Home in a Buyers Market that might be of interest:Is the "Busy Road Factor" Affecting the Sale of Your Listing?
Home Sellers! You’ve Got to Know When to Hold ‘Em and Know When to Fold ‘Em!
Teri's Top 10 Tips for a Quick Sale!


If you are relocating to Minnesota, are looking for Homes for Sale in the north and east Twin Cities metro area and need help from a professional Realtor, give me a call or visit my website for a FREE Relocation Packet. I specialize in acreage properties! Serving Anoka, Chisago, Ramsey and Washington Counties in Minnesota.


Copyright 2007 www.terieckholm.com/

Wednesday, July 18, 2007

Yes, Virginia--There is a Milkman in Ham Lake Minnesota

If you need to reach me on a Tuesday morning, chances are you will find me working from my home office in Ham Lake, Minnesota. Sometime during the conversation, there will be an interruption when the milkman arrives. Invariably, when I am on the phone, the person on the other end will say, “You have a milkman? That delivers to your home? Really?”

As they can hear the transaction, “Hi Gary, We need 8 Fat Free and a box of Kempwiches. Here’s the crate and the check from last week.” They realize that
there is indeed a milkman delivering fresh dairy products to residents in the Ham Lake area.
Gary Churchsmith, owner of Countryside Home Delivery, has been delivering milk to our Ham Lake home since we first moved in a decade ago. We were so disappointed to leave North St. Paul where there still was a dairy where we could pick up fresh milk every week. When we discovered home dairy and milk delivery we were hooked. We were so tired of picking up bad milk that was not properly refrigerated or rotated at the grocery store.

No clanking bottles of yesteryear. This milkman brings our favorite Kemps Select milk in the paper cartons. My family hates the taste of the milk in the plastic jugs. He also delivers a selection of frozen foods…our family favorite is the 93% fat free hamburger patties.

In the summer. we love that Countryside stocks ice cream products on the truck. Do you know what ice cream sandwiches and popsicles look like after a 20 minute drive home from the store in 90+ heat? Sadly, we do…It’s not a pretty sight. Having ice cream delivered is an awesome extra in my family’s book.

Not in Ham Lake? Give Gary a call…His phone number is on the truck. Countryside’s route is all over Anoka County on different days of the week. If Gary doesn’t come to your neighborhood, chances are that he knows the driver that does. Or check directly with
Kemps to see if there is milkman in your area of the Twin Cities. There is nothing better than a refrigerator stocked with fresh milk!

If you are relocating to Minnesota, are looking for Homes for Sale in the north and east Twin Cities metro area and need help from a professional Realtor, give me a call or visit my website for a FREE Relocation Packet. I specialize in acreage properties! Serving Anoka, Chisago, Ramsey and Washington Counties in Minnesota.


Copyright 2007 www.terieckholm.com/

Tuesday, July 17, 2007

Mid-Year 2007 Real Estate Market Statistics for Lino Lakes, Minnesota

The Lino Lakes real estate market in southern Anoka County while slower than normal had a much healthier start to 2007 than its neighbors to the north. Per the St. Paul Area Association of Realtors, sales for the 13 county Twin Cities area are down 16% in the first half of 2007 compared with sales in the first half of 2006. The average home price fell 2%.

This mid-year update for Lino Lakes real estate reflects the sluggish market with many existing home listings but the homes are selling. Though existing home inventory is high in all price ranges, homes are selling more quickly than in northern Anoka County communities. Homes in Lino Lakes are staying on an average of 173 days while homes in Ham Lake have a cumulative days-on-market statistic of 208 days. (Click here for complete Ham Lake Statistics.)

The following are statistics of current single family residential market activity in the Lino Lakes area for the first six months of 2007.
Under $300,000
~ 38 Active Listings, 10 Pending Listings, 39 Sold Listings; Average Cumulative Days on Market for Sold Listings: 153


$300,000-400,000 ~ 30 Active Listings, 4 Pending Listings, 10 Sold Listings; Average Cumulative Days on Market for Sold Listings: 188


$400,000-$500,000 ~ 21 Active Listings, 5 Pending Listings, 10 Sold Listings; Average Cumulative Days on Market for Sold Listings: 267


$500,000 and Up~ 16 Active Listings, 2 Pending Listings, 4 Sold Listings; Average Cumulative Days on Market for Sold Listings: 93
Lakeshore available in Lino Lakes:


6 Active Listings, 0 Pending Listings, 2 Sold Listings


Lino Lakes lakeshore price range: $334,900-$749,000


  • 1 Home on Bald Eagle Lake

  • 1 Home on Centerville Lake

  • 3 Home on Reshanau Lake

  • 1 Homes on Rice Lake
**All Statistical information based on information from the REGIONAL MULTIPLE LISTING SERVICE of MINNESOTA, INC. for the period of 1/1/07 through 6/30/07.

Featured Listings in Anoka County:





Articles on Lakeshore and Minnesota that might be of interest:





If you are relocating to Minnesota, are looking for Homes for Sale in the north and east Twin Cities metro area and need help from a professional Realtor, give me a call or visit my website for a FREE Relocation Packet. I specialize in acreage properties! Serving Anoka, Chisago, Ramsey and Washington Counties in Minnesota.


Copyright 2007 www.terieckholm.com/

Saturday, July 14, 2007

Mid-Year 2007 Real Estate Market Statistics for Forest Lake Minnesota--Including Lakeshore Statistics

The first half of 2007 has been a mixed bag for the Forest Lake real estate market in northern Washington County. Homes in priced below $300,000 are selling well but time on the market is lengthy in all price categories. Per the St. Paul Area Association of Realtors, sales for the 13 county Twin Cities area are down 16% in the first half of 2007 compared with sales in the first half of 2006. The average home price fell 2%.
This mid-year update for Forest Lake real estate reflects the sluggish market with many listings. Homes are stagnant in the high price ranges with the exception of lakeshore. 4 of the 7 homes priced over $400,000 were lake homes. Homes in Forest Lake are moving a bit faster selling with 168 DOM, than those in neighboring Ham Lake and Lino Lakes which have an average DOM of 173 and 208 respectively. (Click here for complete Lino Lakes Statistics.) (Click here for complete Ham Lake Statistics.)

The following are statistics of current single family residential market activity in the Forest Lake area for the first six months of 2007:

Under $300,000~ 88 Active Listings, 9 Pending Listings, 45 Sold Listings; Average Cumulative Days on Market for Sold Listings: 150

$300,000-400,000 ~ 53 Active Listings, 0 Pending Listings, 14 Sold Listings; Average Cumulative Days on Market for Sold Listings: 204

$400,000-$500,000 ~ 24 Active Listings, 0 Pending Listings, 1 Sold Listings; Average Cumulative Days on Market for Sold Listings: 181

$500,000 and Up~ 42 Active Listings, 2 Pending Listings, 6 Sold Listings; Average Cumulative Days on Market for Sold Listings: 155

Lakeshore available in Forest Lake:
61 Active Listings, 3 Pending Listings, 5 Sold Listings
Forest Lake lakeshore price range: $334,900-$749,000
  • 48 Home on Forest Lake

  • 10 Home on Clear Lake

  • 2 Homes on Sylvan Lake

  • 1 Home on Natural Environmental Wetland or NEDS Lake
**All Statistical information based on information from the REGIONAL MULTIPLE LISTING SERVICE of MINNESOTA, INC. for the period of 1/1/07 through 6/30/07.

Selling Tips: With homes in Washington and Anoka County staying on the market for months, it is important for sellers to remember to keep the front of the home showing ready at all times.
Here are a few quick tips to keep your home looking hot from the street:


  • Flowers add color! If your spring blooms haven't blossomed yet, buy a dried floral wreath or colorful flag.

  • Spruce up the landscaping with new wood chips. Make certain all of the landscaping bricks in the retaining wall are in place.

  • Pick up trash from the yard.

  • Rake any leaves that have blown in over the winter.

  • Fix up that rusted mailbox at the end of the driveway.

  • Seal coat the blacktop drive.
    Move Boats, Trailers and Campers to another location.

  • Wash dirt and cobwebs from front of home paying special attention to door where buyers will enter. Paint door if necessary.

  • Replace tattered American flags with new ones. (Remember proper to dispose of old one properly.)
    Repair any wind damage to gutters, siding, shutters and storm doors. If the shutters or trim has faded, replace or repaint.

  • Paint or stain siding and front deck as necessary.

Buying Tips: There are many awesome deals on homes throughout the north and east Twin Cities metro for home buyers looking for a great opportunity to purchase a lakeshore or acreage home. But keep in mind that there are many misconceptions in a buyers market too. Here are a few points to remember as you consider purchasing a home in today’s market.

  • A home with a high DOM is not always a problem house. The only problem with the home could be that it was priced too high when first listed.

  • Not all sellers are so desperate that they will take any written offer. Sellers will not give away their homes. Homes are selling for fair prices in this market but not less than what they are worth.

  • Buyers in this market it is more important than ever to have an experienced Realtor on your side to assist with negotiations. It is not a time to view homes “agent-free”. The listing agent represents the seller. With widely fluctuating prices, it is imperative to have someone representing YOUR interests in the transaction.

Featured Listings in the north and east Twin Cities:

Articles on Lakeshore and Minnesota that might be of interest:
If you are relocating to Minnesota, are looking for Homes for Sale in the north and east Twin Cities metro area and need help from a professional Realtor, give me a call or visit my website for a FREE Relocation Packet. I specialize in acreage properties! Serving Anoka, Chisago, Ramsey and Washington Counties in Minnesota.
Copyright 2007  www.terieckholm.com/

Wednesday, July 11, 2007

Realtor RADAR…Overheard at the Ham Lake Baseball Field!

While getting my haircut a few months ago, there was a conversation going on a few chairs over between a stylist and client about a home for sale. My stylist leaned over and asked, “Ears burning?”

Funny, how Realtors’ ears do pick up conversations regarding real estate. No, there is not a Real Estate Radar 101 continuing education class. It is just a fact that people talk about real estate quite often. Everyone knows someone buying, selling or thinking about buying or selling a house.

Last week, I was enjoying watching my son play baseball at a Ham Lake ball field.
Soderville Athletic Association packs the bleachers every night at the Ham Lake City and County Parks. On this particular night, the sun was bright, the wind was warm and the air mosquito-free; A perfect summer evening for baseball. I was sitting near a couple of moms that I had never met who enjoyed chatting throughout the game. Baseball is a great sport for conversation as between innings and at-bats, quite a conversation can take place.

Here are some of the snippets overheard:
“Our new kitchen is almost complete. We went with the refrigerator that has the panel inserts…Go Reds! Now we are waiting until the flooring is in next week.”

“You know the lots in our neighborhood are so much smaller than yours. We love your neighborhood!...Nice swing, bud! Better luck next time.”

“Since the house is better than it has ever looked we were thinking as soon as the kitchen is done of selling ours and buying one of the ones in your area. We would love to have at least 2 acres, maybe 3. How big is your lot? Great Catch!”

“We figure that our home is nice than the one listed down the street for $389,000 so we think that we could get $425,000 for ours. Even though that one has been on the market for almost a year but ours would look so much nicer. Pitch it in there, bud!”

“Good job Reds!! You know the home down the street from you. They are asking I think around $529. It can’t be more than $300 per month more than we pay now, do you think? Great Play…Did you see that?!!”
So about this time, I am contemplating…Do I keep quiet and focus on the baseball game or become the
Hollywood Realtor stereotype and speak up? This is my opportunity…I could casually mention as a Ham Lake Realtor here are some of things that you will need to consider. I could note Ham Lake market conditions. I supply accurate financials upon request etc. I know about acreage. I know how to sell a home in Anoka County. Instead the moment passes and the game goes on.

A few innings later more snippets on a different topic but just as applicable:

“You know my business has slowed down considerably in the past year. Call the ball…Great Catch Red!”

“Don says the company promises a retention bonus if he stays through the end of the year. I think the bonus will be enough to carry us through. Good inning guys!”


Wait a second! Did I just hear that right? Why would anyone consider moving to more expensive home when faced with losing their only steady income?

For the record, I remained a secret agent. I work mostly on a referral basis. I restrain myself from soliciting business from unsuspecting people having a private conversation in a public place.

Here’s the scoop on Ham Lake Minnesota real estate. Homes are selling. But selling a home costs money…There are costs besides the commission that will need to be paid. In the $400,000-$500,000 price range, the average days on the market is 421 days! Since January 1, 2007 only 5 existing single family homes sold in Ham Lake in this price range…Less than one per month. There are currently 34 homes listed in this price range.


It is an awesome time to buy a home in Ham Lake! Deals and opportunities DO exist in this market. But take all needs, wants and your personal situation into consideration when making a decision to sell your home.

And remember that Real Estate RADAR is out there everywhere. Take care when you are speaking about your financial situation in public as you never know who could overhear.

If you are relocating to Minnesota, are looking for Homes for Sale in the north and east Twin Cities metro area and need help from a professional Realtor, give me a call or visit my website for a FREE Relocation Packet. I specialize in acreage properties! Serving Anoka, Chisago, Ramsey and Washington Counties in Minnesota.

Copyright 2007 Teri Eckholm 

Saturday, July 7, 2007

July 2007 Real Estate Market Statistics for Ham Lake, MN--Including Lakeshore Homes Available

Spring sprung slowly for the Ham Lake real estate market. This month’s update continues to reflect the sluggish market with few sales and many listings. Inventory remains high in all price ranges. Homes are staying on the market longer (cumulative DOM is 208 days). The following are statistics of current single family residential market activity in the Ham Lake area for the first six months of 2007.

Under $300,000~ 39 Active Listings, 8 Pending Listings, 20 Sold Listings; Average Cumulative Days on Market for Sold Listings: 161

$300,000-$400,000 ~ 38 Active Listings, 6 Pending Listings, 13 Sold Listings; Average Cumulative Days on Market for Sold Listings: 230

$400,000-$500,000 ~ 34 Active Listings, 5 Pending Listings, 5 Sold Listings; Average Cumulative Days on Market for Sold Listings: 417

$500,000 and Up~ 50 Active Listings, 0 Pending Listings, 5 Sold Listings; Average Cumulative Days on Market for Sold Listings: 133

Lakeshore available in the City of Ham Lake

7 Active Listings, 0 Pending Listings, 2 Sold Listings

Ham Lake lakeshore price range: $384,900-$945,000

4 Homes on Coon Lake
1 Home on Ham Lake
1 Home on Lake Netta
1 Home on Lake Amelia

**All Statistical information based on information from the REGIONAL MULTIPLE LISTING SERVICE of MINNESOTA, INC. for the period of 1/1/07 through 6/30/07.



If you are relocating to Minnesota, are looking for Homes for Sale in the north and east Twin Cities metro area and need help from a professional Realtor, give me a call or visit my website for a FREE Relocation Packet. Acreage and lakeshore homes are my specialty! Serving Anoka, Chisago, Ramsey and Washington Counties in Minnesota.
Copyright 2007 Teri Eckholm 

Wednesday, July 4, 2007

Myths of a Buyers Market

For the better part of two, maybe three, years, communities throughout the Twin Cities, Minnesota and the entire U.S. have been in the throws of a full fledged buyers market. Sellers have adjusted their minds and their prices. They have roll up their sleeves and worked to make their homes shine for the periodic showings. Homes are selling…Just not as quickly as they sold in the past decade. So when a Realtor shows a potential buyer a listing, the sellers want it to make the short list of second showing homes.

With years upon years of sellers running the show, it is hard for the average person to understand why a home is not selling. Heck, it’s hard for the average real estate agent. Basically, the homes-for-sale inventory is way up. Buyers have 50-100 homes that will meet their needs. They have become very selective when writing their offers. They want the best deal on a place to call home. Buyers in many cases are no longer buying with just their hearts; their heads are 100% in the game.

Working with both buyers and sellers throughout Anoka County in this changed market, I have noticed some interesting patterns of thinking on both sides of the transaction. Not all buyers or sellers have a firm grasp of what is happen in the real estate market which is causing some misunderstandings and frustration. It is not just in Ham Lake and Forest Lake that these situations arise, in speaking with other agents and several buyers and sellers, these misunderstandings are widespread.

Myth 1~A home with a high DOM (Days on Market) is a “problem” house.
Agents are as guilty of this assumption as their clients. Often in this market, homes just slightly overpriced can sit for months with nothing wrong per say, except price. When the price is adjusted, the DOM is still there, but the “problem” is gone. There are many GREAT homes now properly priced with high DOMs.
Myth 2~ Sellers are desperate and will take ANY Offer.
Everyone seems to have heard of someone who got that great deal on a house. Stories of sellers who needed to sell and gave away the property just to get out are running rampant over the proverbial office water cooler. When I hear a story like this from buyers, I ask them if they actually saw the paperwork. If they have not, I remind them not to believe everything they hear. Contrary to all of the stories flying around, people don’t give away houses. They just don’t. Reality is sellers will accept a fair price for their home based on current market conditions. If a seller has their home priced fairly, they won’t want to come down another $20,000-$40,000.

Myth 3~ Buyers who write “lowball” offers should be looking for homes in that lower price range.
Again, sellers and their agents alike often think that a very low or “lowball” offer on a home is a junk offer. They will often send it back without a counter offer assuming the buyer is looking out of their price range and can’t afford to spend more. Hence, the low offer.

But in many cases, the buyers are not writing an offer at the top of their game. Consider the situation of an entry level buyer in a starter home. It is imperative that a first time buyer not overpay. If their game plan is to sell again in 3-5 years, they will never have enough equity as the market is expected to stay flat for several years. Interested buyers want to start the negotiations at a lower amount and if they believe the home is not priced correctly, it might appear to be a lowball offer. A smart buyer’s agent will submit the offer with a competitive market analysis (CMA) to support the low offer. Sellers receiving an offer with a CMA attached would be wise to carefully consider the offer before throwing it back. The first offer could be the best and only offer a seller will see for months.

The bottom-line here is that we are in a changed market where buyers have a bit of the upper hand. But that doesn’t mean that buyers and sellers cannot find common ground and negotiate purchase agreements that are acceptable to both sides. Agents play a more important role than ever by making certain that clients have an understanding of the market and how their offer or pricing is being perceived. Choosing to work with a professional Realtor has never been a more important decision than it is today.


********




If you are relocating to Minnesota, are looking for Homes for Sale in the north and east Twin Cities metro area and need help from a professional Realtor, give me a call or visit my website for a FREE Relocation Packet. I specialize in acreage properties! Serving Anoka, Chisago, Ramsey and Washington Counties in Minnesota.


Copyright 2007 Teri Eckholm